Get Power Now. Pay Later.
Umhlakasi offers fast electricity credit advances. Receive your prepaid token instantly. Repay later – online or during your next top-up.
Get Prepaid Electricity – Instantly, When You Need It Most
How it Works
Whether you’re running low on power or need electricity urgently, Umhlakasi gives you access to instant credit advances. It’s fast, flexible, and built to work with any phone or device. You repay later—online or automatically on your next top-up.
Step 1
Choose Your Access Method🔍
Pick the method that’s most convenient for you:
- USSD for basic phones
- Web App for quick mobile access
- Website for full account control
- WhatsApp Chatbot for a conversational experience
No downloads. No paperwork. Just quick and simple access.
Step 2
Enter Prepaid Meter Number⚡
You’ll enter your prepaid meter number so we know where to send your token or recharge.
Step 3
Choose Your Advance Amount💰
Pick how much credit you need right now:
- R20
- R30
- R50
Your eligibility will be checked instantly based on your usage history.
STEP 04
Receive Instantly🚀
Once approved:
- Your electricity token is sent via SMS or displayed on-screen
No waiting. No queues. You’re back online in seconds.
STEP 05
Repay When Ready💳
You have two easy ways to settle your advance:
- Next Top-Up: The credit amount + R5 service fee is automatically deducted
- Online Repayment: Log in to your Umhlakasi account and pay securely anytime
Only one active advance is allowed at a time. Repay early to access the service again.
Optional
Buy Without Credit🛒
You can also purchase electricity outright (no advance) using:
- The website dashboard
- The web app
Safe, secure payments. Instant delivery. No credit required.
Access Options
Umhlakasi powered by BluAdvance, lets you recharge your prepaid electricity meter even when you’re out of cash. Take up an electricity advance through user-friendly digital channels.
01
📞 USSD – Use any Phone
Dial *120*1608# on any phone to request:
- An electricity advance
- Free basic electricity (FBE)
- Get token or airtime via SMS
- Transaction history and previous tokens
02
🌐 Online Web App – Use any Smartphone
Simple USSD-style interface to request:
- An electricity advance
- Free basic electricity (FBE)
- Get token or airtime via SMS
- Transaction history and previous tokens
03
COMING SOON… Website Portal – Use any Computer
Full-featured browser dashboard:
- Add/manage meters and numbers
- Request advances, repay, or make direct purchases
- View full history, balances, and edit profile info
04
🌐 WhatsApp Chatbot – Use WhatsApp
Coming soon – use your WhatsApp to chat:
- Request a credit advance
- Retrieve lost tokens
- Check balance & repayment status
- Chat in your language
Repayment Options
You can repay your credit advance in two ways:
Automatic Deduction:
When you next top up, the amount you owe (plus a small fee) is automatically deducted from your purchase.
Online Repayment:
Prefer to settle early? Log in to your Umhlakasi account and repay via card, EFT, or wallet.
⚠️ Only one advance is allowed at a time. You’ll need to repay before taking another.
Need electricity or airtime now?
Get an instant credit advance →
Some of the municipalites we work with
Frequently Asked Questions
How much can I be advanced?
The advance amount is uniquely calculated for each individual who is qualified to use the service. The following amounts are currently available for prepaid electricity advances: R20, R30, and R50 (inclusive of associated service fees).
How can I increase my limit?
The more you use the Umhlakasi service and make advances, the more your eligibility will increase.
What is a service fee?
This is the fee charged per advance so we can give the customer access the service. The fee is only applicable if the customer chooses to take an advance. The fee is currently set at R5 per advance.
How do I repay my advance?
To top up your electricity meter, use any of our Umhlakasi Approved channels, including Spar, Pick n Pay, Shoprite, Checkers, Flash, Kazang, our website at saceditclear.co.za, or your banking app. Any outstanding advances will be automatically deducted from your next meter recharge. Once you’ve repaid the full outstanding advance, you’ll be eligible to take another advance.
Why was my token generated for less than my eligible advance amount?
The admin fee would have been deducted prior to offering the token.
How can I take out more than one advance at a time?
Only one advance may be taken at a time. You will need to repay your previous advance in full before you will become eligible to take another advance.
Why did my recharge say I’ve repaid a Umhlakasi Advance when I did not take one?
Someone else in your household may have an outstanding advance associated with your meter. Please note that your next electricity top up will first be used to repay the outstanding Umhlakasi amounts associated with that meter. This means that older advances will be repaid first, regardless of who took the advance. All outstanding advance amounts need to be repaid before any new electricity tokens are issued.
Why can’t I take out an advance, but I could before?
There are two possible reasons for this: (1) You have outstanding advances that need to be repaid in full before you can take a new one; or (2) You are no longer eligible for the Umhlakasi service. This means you have not been making regular transactions with your cellphone number and are therefore no longer eligible. For more information, please refer to the question ‘How do I become eligible for Umhlakasi?’ This may also be due to a default on your repayment of a previous advance, meaning you are no longer eligible for the Umhlakasi service.
Why do I keep getting errors when trying to repay my advance?
This may be the result of connectivity issues with municipal systems, or with the Umhlakasi service itself. For more information, please contact [email protected]
Why is my token not generating?
This may be because your municipality has disabled the Umhlakasi service. Umhlakasi is unavailable in the following municipalities: Midvaal, Umlathuze, Breede Valley, George, Sol Plaatjies, Oudtshoorn, Overstrand, Cape Agulhas, Prestige, Prepaid World, Centlec, Witzenberg, Drakenstein, Ontec, Stellenbosch, and Syntell.
Where can I get my last token?
You can easily reach out to us on WhatsApp to request your last token, or you can retrieve it using USSD by following these steps: 1. Dial *120*1608# on your cellphone. 2. Select option 4 to view your transaction history. Alternatively, you can check your tokens on our website. Click on “Take an Advance,” follow the login process, select your meter number, and then press “Tokens.”
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